| Activation | The one-time process that unlocks a new card for use. |
| APR | Annual Percentage Rate — the yearly cost of borrowing on a credit card. |
| Autopay | An automatic monthly payment set up from your bank account. |
| CVV | The 3-digit security code on the back of your card. |
| Card Lock | A setting that blocks new purchases while you find a misplaced card. |
| Statement | A monthly summary of purchases, payments, and balances. |
| Two-Factor Authentication (2FA) | A second security check, usually a code sent to your phone. |
| Verification | Confirming your identity using personal details. |
