Glossary

Simple definitions for terms you’ll see while activating and managing your Capital One card.

Term	Meaning
Activation	The one-time process that unlocks a new card for use.
APR	Annual Percentage Rate — the yearly cost of borrowing on a credit card.
Autopay	An automatic monthly payment set up from your bank account.
CVV	The 3-digit security code on the back of your card.
Card Lock	A setting that blocks new purchases while you find a misplaced card.
Statement	A monthly summary of purchases, payments, and balances.
Two-Factor Authentication (2FA)	A second security check, usually a code sent to your phone.
Verification	Confirming your identity using personal details.

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